Special Events

Special event insurance helps makes things right, when things go wrong!

Have you ever had a sleepless night wondering what could go wrong? No matter how carefully you plan it, there are so many things that could go wrong. Things beyond your control.

What if your reception venue goes out of business a month before your event and you lose your deposit? What if a hurricane or tornado causes your event to be postponed? What if your caterer doesn’t show up?

Not just for weddings! With Protector Plan® for Events we can
ensure and insure that your special event is worry-free!




Protector Plan® for Events can cover a variety of situations including:

  • Cancellation & Postponement
    Provides coverage for certain deposits listed in the policy in the event of a necessary cancellation or postponement of the event.
  • No Special Attire
    You can receive repair or replacement if honoree’s event attire is lost or damaged.
  • Lost Deposits
    If a vendor goes out of business, or declares bankruptcy before an event, or simply fails to show up.
  • Special Jewelry
    You can receive repair or replacement cost to jewelry purchased or rented specifically for personal decoration of honorees on the event date, or within 7 days prior to the event.
  • Severe Weather
    If severe weather (such as a hurricane) forces you to postpone your event, a protector plan
    can provide reimbursement for non-recoverable expenses.
  • Transportation Shutdown
    If you have to postpone your event because a commercial transportation shutdown prevents
    the bride, groom or their parents from getting there, you can receive reimbursement for non-
    recoverable expenses.
  • Ruined Photos & Video
    If your photographer’s film is defective, or negatives are lost or damaged, we can help cover the cost to retake new photos.
  • Call to Duty
    If the honoree is suddenly called to active duty, or has his or her military leave revoked, forcing you to postpone the event – we can provide reimbursement for non-recoverable expenses.
  • Damaged Gifts
    You can get repair or replacement costs if your wedding gifts are damaged.
  • Sudden Illness
    If the event needs to be postponed because sudden illness prevents the honoree, their parents, grandparents, or children from attending, you can receive reimbursements for non-recoverable expenses.
  • Venue Requires Insurance
    As an additional option to your policy, you can add liability coverage in case a guest is injured or causes damage to the property.
  • Liquor Liability
    As an individual liability option to your policy, you can add this coverage to protect yourself against liability arising from alcohol related occurrances.
  • Additional Expense
    If a vendor suddenly because unavailable for your event but you can find a last minute replacement, we can reimburse you for the difference in cost.